How this tool works: XRPL Will is non-custodial: it never holds your keys, seeds or funds. It prepares escrow transactions that lock XRP, and you sign every transaction yourself, in your own wallet. Once signed and validated, a transaction is irreversible, so check every detail (addresses, amount, dates) in your wallet before you approve. Testnet only: test XRP with no real value.

Acceptable use: Altering transactions, probing for weaknesses or otherwise misusing this site is prohibited by the terms of use and may be unlawful. Found a security problem? Report it privately to xrplwill.contact@gmail.com. Only use this site at its official address, https://xrpl-will.pages.dev, and never paste code you were sent into your browser.

Before you start: Every account stays a normal personal wallet. Each person signs only their own escrows, in their own wallet, and nobody ever signs for anyone else.

Good to know: Not affiliated with or endorsed by Ripple, the XRPL Foundation, XRPL Labs or any wallet provider. Independent open-source project. This is not a legal will. It does not replace a will or legal advice; speak to a lawyer about your estate. Your wallet app's own terms apply when you use it. If you lose your secret key or recovery phrase, nobody can recover it, and anyone offering "recovery" is a scammer.

XRPL Will

The spin only sets the turn order of participants. It never signs or moves money; each person signs their own transactions in their own wallet.

New here? The basics

What an escrow is: XRP locked on the XRP Ledger itself. Nobody holds it, not this site and not any company. The ledger's own rules decide when it can move.

Why the two dates matter: The release date (FinishAfter) is when the escrow can be released. After that date anyone can trigger the release, but the XRP always goes to the heir named in the escrow; nobody can redirect it. The cancel date (CancelAfter) is the point after which, if it's still unclaimed, the owner can take it back. A cancel can't happen before the cancel date.

When an heir claims: The heir claims from their own wallet (or anyone triggers the release after the date), the XRP always goes to the heir, and the small reserve (about 0.2 XRP) goes back to the owner.

If the owner cancels: Once the cancel date has passed and nobody has claimed, the owner can cancel it (on the ledger anyone can trigger the cancel), and the locked XRP always returns to the owner's wallet.

Sign-request guards: Each sign request is locked to the right wallet, so the wrong account can't sign it. Everyone signs only for themselves, and nobody signs for anyone else.

Timing: A claim lands a few seconds after the release time, because the ledger only closes every few seconds and checks the time of the last closed ledger.

Reserves: On the XRP Ledger each account keeps 1 XRP base reserve, plus 0.2 XRP for each escrow it owns, freed when the escrow is claimed or cancelled (current Mainnet and Testnet values; validators can change them).

Fees: Every attempt, even a failed one, costs a tiny network fee (about 10 drops, which is 0.00001 XRP). Our estimates use 12 drops to be safe.

Testnet only: This build uses test XRP with no real value. Mainnet stays locked. To practise, get free test XRP for a Testnet account from the official XRPL faucets page (xrpl.org/resources/dev-tools/xrp-faucets). Never send real XRP to a Testnet address, and never enter a real wallet's secret anywhere.

How your escrow renews

Your heir can claim once the release date arrives. From then they have a claim window (30 days by default). If it isn't claimed in that window, the escrow can be cancelled and the XRP returns to you, the owner, not to the heir.

To keep it locked, you renew after the claim window ends: cancel, then create the next escrow, signing both in your own wallet. You can't renew or cancel before the release date, and during the claim window the heir (or anyone) can trigger the release to the heir. That's how XRPL escrows work; there's no workaround.

Heirs (one escrow per heir, up to 10)

Heir 1

Minimum 10 XRP per heir escrow. XRP's value goes up and down. The suggested amount is only a guide, so choose what makes sense for you.

Pick from the calendar, or type the date as YYYY-MM-DD. Both boxes stay in sync.

Trade-offs: A shorter renew period means more renewals, so more sign requests and small fees. A shorter claim window means a higher risk your heir misses it and the XRP comes back to you.

Review the escrow transaction

Reviews one heir's escrow at a time: choose the heir in the sheet section below (one escrow and one sheet per heir).

Uses the owner and heir addresses from the sheet section below. Nothing is signed or sent from this page; you sign in your own wallet.

Heir claim info sheet

Print one sheet per heir, using the amount, dates and window above. It contains public info only, never anything secret.

The sheet log stays on this device only (no server, nothing on the ledger). It records that a sheet was created or handed over as logged; it is not legal proof.

Privacy notice

Last updated: 14 October 2026. Testnet only. Written with the Australian Privacy Act in mind; this notice is not legal advice.

We collect no personal information. No accounts, no emails, no forms sent anywhere. Wallet addresses, amounts and dates are public data on the XRP Ledger.

Visit count: an anonymous page-view count is kept (no cookies, no personal data).

Sheet log: the sheet delivery log stays on your device (this browser's storage). You can export it, or delete it with the "Clear my data on this device" button below (or by clearing this site's data in your browser). Clearing does not affect escrows already on the XRP Ledger.

Never: this site never asks for, holds or stores secret keys or recovery words (seeds). Anyone asking for them is a scammer.

Who we are: XRPL Will (run by B34N5x, Australia). Contact: xrplwill.contact@gmail.com. Email only, no phone. If you email us, we reply, keep only what's needed to answer, and delete any personal info sent unasked. Complaints: email us first and we'll reply within 30 days; if unhappy, the OAIC (oaic.gov.au).

Spin

The spin just picks who goes first. It never touches anyone's XRP.